Insurance Benefits

Confused about your nursing home or long
term care policy? Let us help clear up some of
the mystery. Grand Haven Retirement
Community is a licensed assisted living
program. We can help answer questions you
may have about your policy.

Please contact us at (563) 285-4900

If you are a Veteran you may qualify for assistance to
live at Grand Haven from the Veteran
Administration through the Aid and Attendance
Program.

The Aid and Attendance Program is available to
eligible Veterans and dependents that are entitled to
VA pension or VA compensation.

A Veteran, dependent spouse or surviving spouse
may be eligible for up to $1743.00 per month.

We would be glad to explore this option with you and
help you with the application process.

Section 213 of the Internal Revenue code allows
deductions for medical care for an individual, spouse,
or dependent if the expense exceeds 7.5% of the
taxpayers adjusted gross income. The monthly fee of
an Assisted Living community is a medical expense.
This further states that if a resident is living in an
Assisted Living Community because of a medical
condition which requires them to be there, and meals
and lodging are furnished, then the cost is considered
a medical care expense.

If the main reason for living in an Assisted Living
Community is for medical care, then the cost is a
deductible medical expense.

Please consult your tax advisor on this rule if you
feel this would apply to your situation.