Insurance Benefits

Confused about your nursing home or long term care policy? Let us help clear up some of the mystery. Grand Haven Retirement Community is a licensed assisted living program. We can help answer questions you may have about your policy.

Please contact us at (563) 285-4900

If you are a Veteran you may qualify for assistance to live at Grand Haven from the Veteran Administration through the Aid and Attendance Program.

The Aid and Attendance Program is available to eligible Veterans and dependents that are entitled to VA pension or VA compensation.

A Veteran, dependent spouse or surviving spouse may be eligible for up to $1743.00 per month.

We would be glad to explore this option with you and help you with the application process.

Section 213 of the Internal Revenue code allows deductions for medical care for an individual, spouse, or dependent if the expense exceeds 7.5% of the taxpayers adjusted gross income. The monthly fee of an Assisted Living community is a medical expense. This further states that if a resident is living in an Assisted Living Community because of a medical condition which requires them to be there, and meals and lodging are furnished, then the cost is considered a medical care expense.

If the main reason for living in an Assisted Living Community is for medical care, then the cost is a deductible medical expense.

Please consult your tax advisor on this rule if you feel this would apply to your situation.